Disclaimer

Effective date: 6 September 2026

Personal website and employer independence

This is the personal website of Ricardo Dias. I work at Spotware Systems, but this Site is independent and is not an official Spotware website. Spotware does not own, operate, sponsor, endorse, or authorize this Site.

References to Spotware Systems, cTrader, cBridge, my job title, or my employment are biographical and informational only. They do not imply that Spotware is the owner, publisher, service provider, sponsor, or endorser of this Site. All views and content on this Site are personal and do not represent Spotware Systems, its affiliates, or their employees. Nothing published here should be understood as a statement, promise, recommendation, or commitment made on Spotware’s behalf.

The content on ricardodias.co (including articles, posts, case studies, resources, and any other materials) is provided for general informational and educational purposes only. It is not intended as, and should not be relied upon as, financial, legal, tax, investment, or other professional advice.

I am not a licensed financial adviser, lawyer, or tax adviser, and nothing on this website should be taken as professional financial, legal, or tax advice. Any decisions you make based on the information on this site are made at your own risk. Before making any financial, legal, or investment decisions, you should consult with a qualified professional who is familiar with your individual situation.

I do not guarantee the accuracy, completeness, or timeliness of the information on this Site. To the fullest extent permitted by law, I disclaim all liability for any loss or damage arising from your use of, or reliance on, this content.

Some links on this Site may be affiliate or partnership links, meaning I may receive a commission if you click or purchase through them, at no extra cost to you. This does not influence my content or recommendations.