Terms and Conditions

1. Acceptance of terms

By accessing and using ricardodias.co (the “Site”), you accept and agree to be bound by these Terms and Conditions (“Terms”). If you do not agree, please do not use this Site.

2. Nature of the Site

This Site is a personal website owned and operated by Ricardo Dias as an individual. It is provided for informational and networking purposes only. I do not sell products or services through this Site, and no contract is formed between you and me merely by your use of the Site or by sending a message via the contact form.

I work at Spotware Systems, but this Site is independent and is not an official Spotware website. It is not owned, operated, sponsored, endorsed, or authorized by Spotware. Its content reflects my personal views and does not represent Spotware’s views, advice, commitments, products, or services. Nothing on this Site creates any obligation for Spotware.

3. Use of the Site

You may use this Site for personal, non-commercial purposes, including viewing content and contacting me via the contact form. You agree not to:

• Misuse the Site (including attempting to interfere with its proper working or security)
• Use the Site in any way that is unlawful, harmful, or in violation of applicable laws
• Attempt to gain unauthorized access to any part of the Site or its systems

4. Intellectual property

All content on this Site (including text, images, logos, design, and code) is owned by or licensed to Ricardo Dias, unless otherwise stated. You may not copy, reproduce, distribute, modify, or create derivative works from this content without prior written permission, except as permitted by applicable law (e.g. fair use/fair dealing).

5. Disclaimer of warranties

This Site and its content are provided “as is” and “as available” without warranties of any kind, either express or implied, including but not limited to implied warranties of accuracy, completeness, merchantability, fitness for a particular purpose, or non-infringement.

I do not guarantee that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

6. Limitation of liability

To the maximum extent permitted by law, Ricardo Dias shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or business opportunities, arising out of or in connection with your use of this Site, even if advised of the possibility of such damages.

My total liability for any claim arising out of or relating to your use of this Site shall not exceed the greater of: (a) the amount you paid me (if any) in the 12 months before the event giving rise to the claim; or (b) €100.

7. Third-party links

This Site may contain links to third-party websites or services (for example, LinkedIn, calendars, or other platforms). I do not control and am not responsible for the content, privacy policies, or practices of third-party sites. Accessing such links is at your own risk.

8. Changes to these Terms

I may update these Terms from time to time. The latest version will be posted on this page with the “Effective date” at the top. Your continued use of the Site after changes constitutes acceptance of the updated Terms.

9. Governing law and jurisdiction

These Terms are governed by the laws of Cyprus. Any disputes arising out of or in connection with these Terms shall be subject to the non-exclusive jurisdiction of the courts of Limassol, Cyprus, unless mandatory local law provides otherwise.

10. Contact

For any questions regarding these Terms, please contact:

Email: ricardo@ricardodias.co

Address: Limassol, Cyprus